The GHAR1 journal

Insights on India's auction market

Plain-English guides and explainers to help you buy smarter at bank auctions.

What is a SARFAESI auction, really?

A first-principles look at how banks sell distressed assets in India, and why it matters for everyday buyers.

Earnest Money Deposit is the single most misunderstood step in bank auctions. Here's exactly how it works.

The practical, non-negotiable due-diligence list every auction buyer should run through first.